I'll bite.
I still owe $37,000 in student loans, have no savings or real-estate, and the '08 Smart Fortwo I commute in is worth approximately $4,000.
My incomplete NGPC and 7800 collections might net me a few hundred bucks, but my thousand loose PC game CD-ROMs are worthless.
So, I'd say (note the negative) around -$32,500.