We had really bad hail earlier this week, talking 3.5 inch hailstones. Home insurance is coming out next week to inspect. Hadnt heard anything all week from auto insurance and then I get a phone call from them stating they will be at my house in 20 minutes to inspect the vehicle while I was at work (25 min drive).
Car is deemed unsalvageable. Now I get to go through the process to retain the vehicle and get it repaired myself.
That sucks bud and I'm sorry to hear it. Last April, we had the worst storm I have ever seen come through our area. Several tornados, softball-size hail. The vinyl siding on my house was obliterated. My and my oldest daughter's bedroom windows were smashed out. My gutters were...well, gutted. The shingle roof was demolished. The carport has a bazillion dents. Yard ornaments were exploded all over the yard like they were nuked.
On one hand, we were lucky the car and truck were under the carport and received minimal damage. Just a few little dings from where the giant balls of ice bounced up and hit. On the other hand, living in the boondocks combined with the distance from the closest
volunteer fire station means nobody wants to cover us for home owners insurance. So all damage to the house was out-of-pocket to repair. It cost over $7K to have everything fixed.
Oh...and did I mention that just two months earlier in February, our well pump decided to call it quit? So that was nearly $1K to have it pulled and replaced.
Oh...and my wife went out of work last year in July. Right now, we are covered by insurance from our work that pays 60% of her pay. But...we had that awesome "benefit waiting period" for 90 days aka
three months with no income for her. And I had to put her and the girls on my insurance which took an addition $107 out of my paycheck twice a month.
Oh...and the personnel department at our workplace is a bunch of incompetent dildo-heads that fucked up her insurance, telling her she would receive a bill for the difference that would be a few hundred...only to get a bill for over
a grand because personnel are idiots. So on top of the $107 extra in insurance costs when I added them to mine, I had an extra $68 withheld to "pay back" the insurance company every pay period. That ran until the end of February this year.
Oh...and working for the state sucks. We haven't had a real pay raise in several years, only one cost of living raise in the last several and it doesn't look like we will get one this year.
