Happy to hear you we're one of the lucky ones! I have a friend in Bay Head....his house used to be on the beach!
Damn 
Sorry to hear about your friend's house in Bay Head - that's not even an hour from me...
Luckily for him, he's financially secure enough to deal with it. They've already purchased another house and are all moved in. I'm also pretty sure they are one of the few who had flood insurance. Either way, still sucks big time.
