Direct time? ...I'm not sure. The used copies of Paladin's Quest, FFV and Legend of Zelda: Ocarina of Time I have where saved at the last boss, however.
Somewhat on topic, I get my username from the save file on my used LOZ:OOT. When I bought it as a kid it was 100% completed, and I accidentally deleted it, so I started naming files Hexen followed by roman numerals.