Lily-Farming:
If you haven't gotten to it yet, there's a stage where you need to collect (5)
grass/moongrass, something like that. This stage can & will be your friend for Lily grinding because, you can kill every enemy on it w/o finishing or ending the stage. This eliminates any & all enemy turns, movement, animations, etc.
I've *
heard* that there's a limit of 99 turns to grab all 5/finish the stage so, keep that in mind, bring plenty of SP restoratives, and get busy!
Also, be sure to turn-off the Lily animations & the character's skill animations and set it to double-time (speed).
Moneyiirc, it's called the "
Circle of Fire" mission - you're guaranteed a minimun of a 1/2 million, in a stage that can easily be cleared in < 30 seconds (once you're level 20-ish). It's the one where it's just 1 dragon to beat.
otherYou get Regen Lv.1, drop-up Lv. 1, and money-up Lv.1 all very early on; use them (when you make your discs)!
Also (one of those happily-unintentional finds) = whoever has (any level) Regen equipped...gets +1 every turn towards their "use healing" character challenge
EditGodly discs are, pretty much, up to the RNG dropping the idea chips that you need + the right discs to make use of them.
Noire's RoomWhat I found out (and did) here was to use the shop. Whenever you sell something; it's counted & treated as "new" money; so...ipso, facto - when I was impatient, I'd just start selling, buying, re-selling, re-buying, re-re-selling, etc. to up my total $ earned + the points needed for her room.